About Forums

All forums Knowledge
 
HomeHome  CalendarCalendar  FAQFAQ  SearchSearch  MemberlistMemberlist  UsergroupsUsergroups  RegisterRegister  Log inLog in  

Share | 
 

 Bad credit Some Advice.

View previous topic View next topic Go down 
AuthorMessage
MICHAEL55



Posts : 19
Join date : 2009-01-28

PostSubject: Bad credit Some Advice.   Tue Mar 23, 2010 1:52 pm

Good Afternoon,

I have been reading through the forum and notice some good advice being given out so thought I'd try and see If I could receive some.

I currently rent a house with my partner, I work full time in the same job for the last 2 years, I have bad credit (checked with checkmyfile) due to defaults a few years ago. Because of this I struggle to get any form of credit (even a debit card!). My partner has 'fair' credit according to Equifax although is currently unemployed, will start a new job in 2 weeks.

We are looking at buying a new car although want to know the best options, the loan amount would roughly be in the region of 8000. Is my partner likely to get credit without a long job history? Should we try a joint loan to boost chances?

Thanks in advance for any advice!
Back to top Go down
View user profile
barbarathomas



Posts : 6
Join date : 2009-01-24

PostSubject: Re: Bad credit Some Advice.   Tue Mar 23, 2010 2:15 pm

I thiink £8000.00 is big ask for somebody with a fair credit profile. Also most prime lenders require at least 3 years employment history. If however she has her new salary paid into her bank, she may be able to borrow a small loan from them. Alternatively you can down the sub prime finance route. I hope this helps.

______________________________
pay day loans
Back to top Go down
View user profile
 
Bad credit Some Advice.
View previous topic View next topic Back to top 
Page 1 of 1
 Similar topics
-
» New Payment Method - Credit/Debit Card
» Starting with mordheim.. advice appreciated.
» new Foden builder advice
» Contract Advice
» Shocking ! USA credit downgraded...politicians caused it !!

Permissions in this forum:You cannot reply to topics in this forum
About Forums  :: All Home Solution :: Solution About Mortgage-
Jump to: